Alpine 401 (k)
Have you ever wanted to start saving some money for your retirement? If you have been with Alpine for more than 3 months and work more than 19 hours a week / 1,000 hours a year for us, then you can! As your employer, Alpine wants to help you start saving your money. We can do this by offering you the chance to participate in a 401 (k) plan – a savings plan for your retirement.
How does it work?
You decide how much you want to save every month. The amount you save is taken out of your gross salary. Then, taxes are taken from the rest of your gross salary, but not from the part you saved. So, with each paycheck, instead of all the money that used to be taken out for taxes going to the government, part of it is saved for your retirement and you do not have to pay any tax on that until you retire. In other words, you can avoid paying as much tax as before and put some of that tax money into savings. The best part is your paycheck amount, i.e. your take home pay after taxes, can stay just about the same as before!
Who is going to do all the paperwork and help me figure out how to invest my savings?
Alpine has hired a 401(k) company called, The Nationwide, to do all the paperwork and hold on to the money. This is one of the oldest and most secure 401(k) companies in America. To help you figure out how to make the most out of your savings, Alpine has hired UBS Financial Services Inc. The advisers from UBS in Denver will help you understand what you can do with your savings.
For more information please visit the Alpine 401 (k) site or call Alpine Homecare at 303 309 6202.
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